Legal documents proving ownership, generally held by the mortgage lender.
Deeds release or discharge fee
The fee charged by lenders at the end of a mortgage term to cover the administrative costs of transferring the property ownership documents to the borrower.
Deflation
A situation in which prices are falling (the opposite situation to inflation).
Deposit
A sum of money paid by the buyer on exchange of contracts.
Depreciation
The decline or reduction in the value of a property caused by changes in market conditions (the opposite of appreciation).
Detached
Term used to describe a property that stands alone and is separated from all others.
Development
A newly built residence or an older property that has been refurbished and modernised.
Disbursements
Fees paid by the buyer's solicitor on the buyer's behalf such as stamp duty, land registry and search fees.
Discharge
Paying off a mortgage.
Discount mortgage
Mortgages charged at a rate discounted from the published bank standard variable rate for a set period of time. The rates are variable and are subject to go up or down in line with any changes to the Bank of England base rate.
Down valuation
When the lender restricts the amount you can borrow after the surveyor's valuation report indicates the property is not worth the sum sought.
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Strictly necessary cookies allow you to log into your account and view account details without a need to log in again every time you navigate to subsequent page. These cannot be disabled.
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To make your experience visiting the Foxtons website as simple and convenient as possible we place small data files known as "cookies" on your computer. This practice is used by many websites.
Cookies are created when your browser loads the website. The website sends information to the browser which then creates a text file. Cookies are stored on your device for various periods of time, from as short time as the duration of your browsing session to several months.
Every time you come back to the website, the browser retrieves and sends cookies to the server, which helps to improve your experience of the website by:
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